Jumat, 12 September 2014

[Z264.Ebook] Free PDF Saving for Retirement (Without Living Like a Pauper or Winning the Lottery) Updated and Revised, by Gail MarksJarvis

Free PDF Saving for Retirement (Without Living Like a Pauper or Winning the Lottery) Updated and Revised, by Gail MarksJarvis

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Saving for Retirement (Without Living Like a Pauper or Winning the Lottery) Updated and Revised, by Gail MarksJarvis

Saving for Retirement (Without Living Like a Pauper or Winning the Lottery) Updated and Revised, by Gail MarksJarvis



Saving for Retirement (Without Living Like a Pauper or Winning the Lottery) Updated and Revised, by Gail MarksJarvis

Free PDF Saving for Retirement (Without Living Like a Pauper or Winning the Lottery) Updated and Revised, by Gail MarksJarvis

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Saving for Retirement (Without Living Like a Pauper or Winning the Lottery) Updated and Revised, by Gail MarksJarvis

Saving for Retirement (Without Living Like a Pauper or Winning the Lottery) Updated and Revised

  • Sales Rank: #885386 in Books
  • Published on: 2012-08-17
  • Original language: English
  • Number of items: 1
  • Dimensions: 8.98" h x .81" w x 6.00" l, .70 pounds
  • Binding: Paperback
  • 288 pages

Amazon.com Review

About Saving for Retirement

Saving for Retirement will relieve confusion and barriers to action for Americans who are increasingly worried about retirement. The book removes everything from the readers' path that typically trips people up and hits the sweet spot for everyone aged 18 to 60. Using new figures (including troubling new projections of healthcare and long-term care costs), Gail MarkJarvis helps readers calculate exactly how much money they'll need and how to get there. She presents easy, proven investing strategies for anyone at any age that will transform pocket change into hundreds of thousands of dollars. Packed with her readers' personal stories, this book teaches powerful professional financial planning principles — but makes them simple enough for anyone to apply on their own.

Recipient of the EIFLE Award

The Excellence in Financial Literacy Education (EIFLE) Awards were created to acknowledge innovation, dedication and a strong commitment to financial literacy education. Each year, the Institute for Financial Literacy presents the EIFLE Awards to individuals and organizations that have shown exceptional innovation, dedication and commitment to the field of financial literacy education.

This year, FT Press author and syndicated Chicago Tribune Columnist Gail MarksJarvis was presented with the award for her book, Saving for Retirement: Without Living Like a Pauper or Winning the Lottery, the updated and revised edition of the practical, easy-to-use savings and investing book.

From the Back Cover
“What you need to know; where you can find the answers; how you can take action. It is all here.”
—Dallas Salisbury, CEO, Employee Benefit Research Institute

The #1 Common-Sense Guide to Easy Investing for Young and Old
Now updated for today’s risks, costs, and laws.

  • The perfect book for anyone who’s afraid of investing (in other words, practically everyone!)
  • Simple, proven approaches for a complicated, dangerous world
  • Step-by-step help and real answers from prize-winning Chicago Tribune columnist Gail MarksJarvis

Terrified of the stock market? You’re not alone—practically everyone is. But here’s the good news: Investing isn’t as hard as people say it is. There are answers. You don’t need to be a billionaire or a mathematician. With some common-sense, step-by-step help, you can achieve financial security. This book gives you that help—no matter how old you are or where you stand right now.

Gail MarksJarvis never assumes you’re an expert! She fills in all the missing gaps that most personal finance books skip: what to do, what not to do, where to go, and how to make safe, sensible decisions that work. Don’t worry about complicated math; she’s done all the heavy lifting for you, using the newest numbers about Social Security, healthcare costs, and more. This friendly, reassuring book removes all the obstacles that stand in your way, so you can start when it’ll do the most good…today

About the Author
Gail MarksJarvis is an award-winning, nationally syndicated financial columnist for the Chicago Tribune, as well as a TV commentator, speaker, and author of the best-selling first edition of Saving for Retirement (Without Living Like a Pauper or Winning the Lottery).

Her columns on the financial markets, the economy, and personal finance strategy run in the Chicago Tribune and reach millions of readers in leading newspapers throughout the country. She has been recognized with more than a dozen journalism awards, including Best Financial Columnist from Northwestern University’s Medill journalism school, a National Clarion Award for human rights reporting, and the 2012 Award of Excellence from the University of Minnesota School of Journalism and Mass Communication.

The first edition of Saving for Retirement (Without Living Like a Pauper or Winning the Lottery) received widespread national media praise. Oprah Winfrey placed it on her select list, MSN Money highlighted it as one of “Eight Great New Books About Money,” and Kiplinger named it one of the “Great Money Books for Young Investors.”

MarksJarvis delivers analysis and advice regularly on WGN-TV and radio, CLTV, and WTTW public television in Chicago. She has been a regular commentator for PBS’s Nightly Business Report and on National Public Radio, and has appeared on CNBC, PBS NewsHour, Fox Business, Talk of the Nation, and the CBS Early Show, as well as on NBC, CBS and ABC affiliates throughout the country.

Formerly a reporter for public radio’s Marketplace program and USA Today, MarksJarvis serves on the board of directors of the Society of American Business Editors and Writers, which sets ethical standards for business journalists. In speeches throughout the country, she simplifies the investing process so that regular Americans handle 401(k)s, IRAs, and 529 college plans successfully and without worry. Visit her on the Web at www.gailmarksjarvis.com and Facebook at gailmarksjarvis5.

Most helpful customer reviews

0 of 0 people found the following review helpful.
Five Stars
By Melissa Middleton
This really puts things into perspective

0 of 0 people found the following review helpful.
Good Read
By TwinRLee
Good Read

5 of 5 people found the following review helpful.
Good basic book for the average person
By monkuboy
What I mean by "average person" in the title of this review is the main part, rather than the extremes, of the bell curve when it comes to income and financial knowledge. They are concerned about money, about retirement, and want to plan but are laymen when it comes to the subject. I feel that this book provides good, solid advice for those who fall into that category.

There's nothing really new in this book - you can get pretty much the same advice from a whole bunch of books on the topic out there - but, this one is relatively short, easy to read, and summarizes the subject well.

When you stop to think about how to have enough money to retire, it is scary. Social security hardly provides anything, and most people don't have any sort of guaranteed pension plan. Like the book says, you HAVE to start planning early, and you have to invest your money in vehicles that will grow over time. One reviewer really slammed the book because the author suggests investing in stocks. And also slammed the book because it seemed to be only for affluent people. I did not find that to be the case.

Yes, the author does recommend stocks but recommends decreasing the proportion of savings invested in stocks as one grows older because stocks are relatively risky. History has shown that the stock market runs in cycles. What you don't want is to get caught at retirement time when it is in a down cycle. The earlier you invest in stocks, the more time you have to weather the cycles and prepare for retirement by downsizing your portfolio and placing it into more stable, less risky things like bonds or fixed-income securities.

No matter how old you are, and no matter what your income, you need to be planning for retirement. The earlier you plan and begin saving, the more compounding will work for you. Even if you feel you can't afford to save anything, really sit down and evaluate how you spend your money. A lot of people spend $5-$10 a day at Starbucks or buying snacks when that could be used towards savings. Every little bit helps, especially the younger you are.

If you are looking for a well-written, sensible and basic book about the subject of saving for retirement, this is a worthwhile read. It should not be the only book you read, however. I would recommend looking for other books of this sort about finances because it is good to get other opinions.

One caveat - don't think this book is going to provide some magic formula or plan to live comfortably in retirement. It takes a lot of effort and discipline and obviously people's incomes are different. I'm just saying, don't expect miracles from reading this book but do expect some sound and sensible advice. Then it's up to the individual to follow through and actually work out a plan and stick to it.

See all 73 customer reviews...

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